Insurance, embedded in your banking app.
Tracked COIs in the loan portfolio. Co-branded referrals to a real commercial brokerage. Bond requests at point of sale. All of it runs inside the banking app your loan officers already use, with no new login and no new portal.
Three embeds. One install. No new login for your borrower.
Compliance dashboard
See every loan-tied policy across your commercial portfolio in one widget. Expiring coverages, missing requirements, and lapse alerts surface on their own, so nobody compiles a spreadsheet roundup.
- Real-time COI verification
- Coverage gaps flagged at the loan level
- Pluggable into Banno or EFX dashboards
Bond requests at POS
A loan officer needs a surety bond for a new SBA file. They click a button inside Banno or the Fiserv branch app, and the borrower gets a co-branded form by email. Nobody waits on a broker callback.
- SBA, performance, license & permit
- Co-branded with your bank logo
- Borrower-completed in under 10 minutes
Co-branded referral flow
When a borrower needs commercial insurance, the bank refers them to Delegance with one tap. We quote across 5+ carriers and the bank receives revenue share on every bound policy.
- Revenue share on every bound policy
- Lite / referral / full data-sharing tiers
- Bank-branded email + landing
From contract signed to first referral in 30 days.
1. Choose data tier
Lite (industry only), referral (name + email + industry), or full (all borrower data). The default fails closed to lite, and your compliance team controls every field.
2. Install via vendor marketplace
One-click OAuth install through Fiserv App Market or Jack Henry's Banno Plugin Framework. We provision the widget endpoints and embed session tokens.
3. Loan officers go live
Widgets appear inside the banking app the bank's commercial team already uses. No new login, no new browser tab, no Salesforce sync to break.
4. Revenue share quarterly
Co-branded referrals route to Delegance. We bind through 5+ carriers; the bank earns revenue share on every bound policy. Reported quarterly with full audit trail.
Designed around your compliance team's spec.
Every embed session is a short-lived signed token (15-minute TTL). Every borrower record is row-level-isolated. Data sharing tier is configured at install time and enforced server-side on every API call.
Audit underway with an independent assessor. Controls are built to its criteria. We will share the report under NDA once issued.
Every borrower record is scoped to your installation. Postgres row-level security enforces that boundary inside the database, so cross-tenant reads are physically impossible.
Widgets authenticate via 15-min signed tokens. No long-lived shared secrets travel between your app and ours.
The default fails closed to Lite (industry only). A bank admin upgrades each field in the portal without an engineering ticket.
Want to see the widgets running inside your banking app?
30-minute call. Demo the compliance dashboard, the POS bond flow, and the co-branded referral pipeline against a sample loan portfolio. Walk away with a one-pager you can hand to your CIO.